Friday, March 13, 2009

Surprise Renovation! eek

We woke up yesterday morning and noticed that mold was growing under our bathroom sink (yeah, we didn't notice earlier) so we called the plumber, Jarron Jones, proprietor of TriJ Plumbing in Cape Coral, FL. In less than 30 minutes he had cut a large hole in our wall, torn out the sink and the vanity (which fell apart from rot pretty much) and in just over an hour he had fixed the problem...the valve in our guest bathroom shower had broken and was leaking into the wall! Now, we have to replace the sink (since the whole thing pretty much fell apart) and re-drywall the wall but not before treating the inside of the wall for mold (Bleach and water spray will work fine).

How is that for a surprise attack on the bank account?! So far, this renovation is up to $749.00! And we have not purchased dry wall, tape or paint yet. What is the good thing though? Well, we have a couple of good things, one being that we were able to replace our standard, boring white sink for a new, trendy-looking one. We went to Ebay this morning and purchased from seller Decorselections whose store can be located at www.stores.ebay.com/Concept-Baths-and-Interiors
Here is the sink that we purchased from them!
Their price was just right...it's a great deal and many of the items in their store are priced just right. You will not be disappointed with your purchase. You'll most likely not get a better deal anywhere.

I mentioned that I had a couple of good things to talk about this.

The second is that we were able to afford this surprise renovation because we used Dave Ramsey's get out of debt program called Financial Peace Univeristy. Go to www.daveramsey.com to learn in detail about Dave and his program. It's not a cheesy, boring get out of debt by having no life type of a deal. It's fun and entertaining...and DO-ABLE! We had over $10,000 in credit card debt, over $15,000 in car loans and next to $0 in savings.

By using his program we were inspired to get rid of one car, paying off the other and getting rid of all our credit card debt in a year! (We don't make much money either) Also, in June we bought our first house, $44,900 a foreclosure. Our mortgage is $350.00 per month...think about it...we were paying $750 in rent a year ago.
Also, Dave Ramsey teaches about having an emergency fund which is 3-6 months expenses in the bank. Not to be touched for anything except emergencies. Well, we had 3 months expenses saved and the $1000 or so dollars this whole project is going to cost us in the end...it'll be paid for using cash...finally, we had a plan for our emergencies and Visa, Mastercard or American Express did not have a better option!

So, you have two things to do. Check out the Ebay store owned by Decorselections and go to www.daveramsey.com

God bless you and happy shopping (and happy getting out of debt)

{The Husband}

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